Your employer puts money into your HRA and you choose how your healthcare dollars are spent.
At the beginning of each plan year, your employer will notify you of the amount they will contribute to your HRA for that plan year.
Yes. All eligible employees must enroll each year during the open enrollment period. Your employer will instruct you on how to complete enrollment.
Yes, as long as your dependent meets the definition of a dependent as defined by the IRS and is included in your employer’s plan.
Routine health care: office visits, X-rays, and lab work.
Hospital expenses: room and board, and surgery.
Medications: prescription and over-the-counter (OTC) drugs when prescribed by a physician
Dental care: cleanings, fillings, crowns
Vision care: eye exams, glasses, contacts
Copays and coinsurance (the portions of health care bills paid by you)
Eligible over-the-counter (OTC) items2 such as: First Aid Dressings and Supplies –bandages, rubbing alcohol
Contact Lens Solutions/Supplies
Diagnostic Products like thermometers, blood pressure monitors, cholesterol testing
Insulin and Diabetic Testing Supplies
Contact your Plan Administrator for more information or visit www.irs.gov for more details.